Dutch and American license for Curacao



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Retirement on Curaçao

Are you retired and would you like to retire on Curaçao? Curaçao has a specific plan for retirees known as the “Penshonado Plan” (also written as “Pensionado Plan” or “Penshonado Program”).

This scheme is designed to attract foreign retirees and enable them to enjoy certain tax benefits when they settle in Curaçao.

This is subject to the condition that, after your statement has been granted, you legally invoke the pension scheme. 

CuraBon helps you with the application for a declaration by operation of law for retirement in Curaçao. 

Living as a pensioner on Curaçao

Do you have the Dutch or American nationality and are you officially retired? Then you can apply for a declaration by operation of law on the basis of your proof of pension to live as a pensioner in Curaçao. 

The advantage of this permit is that you can appeal to the pensionado scheme in Curaçao, which means that you can use tax benefits for your pension. 

It is important to know that your statement is a legal requirement for these tax benefits. As soon as you have received a declaration by operation of law stating that you are a pensioner, you can apply for your tax benefits.

What does the pensionado scheme in Curaçao entail?

Here are the main features and conditions of the Penshonado scheme in Curaçao:

  1. Tax Benefits: Retirees who qualify for the Penshonado scheme can benefit from a fixed tax rate of 10% on their foreign source income. These foreign sources include, for example, pension income, investment income and capital gains generated outside of Curaçao.
  2. Age criterion: To be eligible for the Penshonado scheme, applicants must be over the age of 50.
  3. Apply within 2 months: Within 2 months after registration in Curaçao you will have to indicate to the tax authorities that you want to make use of the pensionado scheme.
  4. Be registered as a resident of Curaçao: After receiving a positive decision on the application for the declaration by operation of law, you can register as a resident of Curaç
  5. Purchasing a property: Within 18 months after arrival in Curaçao you own a home of at least NAF 450,000 or you live in a monumental rental house with a value of at least NAF 450,000.
  6. Not doing any work: you are not allowed to work in Curaçao, but you are allowed to be a shareholder for a maximum of 40% of a company.
  7. 5 years outside Curacao: Prior to applying for Penshonado status, you must not have lived in Curaçao for a consecutive period of at least 5 years.

CuraBon's working method

As soon as your application has been received at CuraBon and your payment has been completed, we will immediately start working on your permit application.

We make sure that you receive all the necessary documents, together with a comprehensive step-by-step plan that guides you step by step through the permit application process.

At CuraBon, we not only provide the necessary documents and guidance, but we also actually submit the permit application on your behalf. We take care of the administrative process and ensure that your application is submitted correctly and on time.

Why apply for your permit via CuraBon?

Why apply for your permit via CuraBon?

Engaged team

Fast communication

Transparent & fixed rates

We only stop after your permit has been submitted

Pensionado permit and additional costs

Pensionado permit and additional costs

It is important to know what costs are involved in a Pensionado permit for Curaçao. These are costs that are not covered by the CuraBon package. 

fees: These are the administrative costs charged by the Admissions Committee of Curaçao, only for processing the pensioner permit application. The legal fee for a Declaration by operation of law based on pension is 615 ANG (Gulden – currency Curaçao).

Document costs: There are costs associated with obtaining the necessary documents, such as a birth certificate, etc. These costs vary depending on where you obtain the documents.

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